Mar 24, 2017 · Free debt snowball Excel worksheet with chart Dave Ramsey’s Baby Steps FREE progress tracking charts: If you are just starting with Baby Step 1 of the Total Make Money Makeover book by Dave Ramsey you can download our emergency fund progress tracking charts here .

Chapter 4: Debt. 1. Budget Builder ... Free Credit Report; 3. Activity: The Hidden Cost of Credit; 4. Video: Drive Free Cars; 5. Video: 15 vs. 30 Year Mortgages ... Procedure Hand out the student activity sheet and minimum payment schedule. Students will read the scenario and analyze data to answer the problems. Answers: 1 $1,119.57 2 154 months of payments ÷ 12 months = 12 years, 10 months 3 Month 90 ($3.68) to month 91 ($3.71) 4 Add interest paid for months 1–12 = $164.45 ÷ (minimum payments for months Debt Snowball LESSON 15: STUDENT ACTIVITY SHEET 2 Beware of the debt snowball. Once bad debt starts rolling, it's hard to stop the momentum of money owed from piling up. Check out the scenarios below to see how the debt snowball can pick up interest and lead to years of continued payments. What's It Really Cost?